anadimisra
09-15 02:58 PM
There is no big secret, except little bit of planning and starting something.
I came here in 1997(at 22), but was in school for 2 years, started working in 1999. As soon as I started, I put money in 401k. I married early in 2000(I was only 25 then), my wife already did her M.S by then, she started working in 2000 even before our marriage. I made her put into her 401k(max out most of the time), we also put into esop. Together we have 300k in investment assests in 401k. Then I started a brokerage account and put 1500 every month, that accumualted to 150k now.
I brought house early, as soon as I am out of PT, with in first year of H-1, it didn't appreciate much but I still have an equity of 200k in primary house(I took 15 year mortgage) and I brought another house, that I rent out which as an equity of 50k. I have some cash. I brought couple of plots in india and also constructing an house in my native town in India.
But i want to do something else, I am happy with my life, for last two years, I got into golf, tennis and exercise, trying to be physically fit. I used to worry about GC before, not any more, whatever happens will happen.
Except that I am not progressing ahead in my carreer, I want to do MBA and get into something else. Right now most of my money goes to day care for two of my kids around 24,000.
More than money, you have to develop right habits, be healthy and have positive attitude.
In my case, Secrets of my lifestyle are
1. Getting started early, buying an house at 26. STarting 401k early.
2. Marrying a girl, who is already working.
3. Maxing my 401k and esop plan.
LIFESTYLE?
All 3 points mentioned do not come under "LIFESTYLE".
I came here in 1997(at 22), but was in school for 2 years, started working in 1999. As soon as I started, I put money in 401k. I married early in 2000(I was only 25 then), my wife already did her M.S by then, she started working in 2000 even before our marriage. I made her put into her 401k(max out most of the time), we also put into esop. Together we have 300k in investment assests in 401k. Then I started a brokerage account and put 1500 every month, that accumualted to 150k now.
I brought house early, as soon as I am out of PT, with in first year of H-1, it didn't appreciate much but I still have an equity of 200k in primary house(I took 15 year mortgage) and I brought another house, that I rent out which as an equity of 50k. I have some cash. I brought couple of plots in india and also constructing an house in my native town in India.
But i want to do something else, I am happy with my life, for last two years, I got into golf, tennis and exercise, trying to be physically fit. I used to worry about GC before, not any more, whatever happens will happen.
Except that I am not progressing ahead in my carreer, I want to do MBA and get into something else. Right now most of my money goes to day care for two of my kids around 24,000.
More than money, you have to develop right habits, be healthy and have positive attitude.
In my case, Secrets of my lifestyle are
1. Getting started early, buying an house at 26. STarting 401k early.
2. Marrying a girl, who is already working.
3. Maxing my 401k and esop plan.
LIFESTYLE?
All 3 points mentioned do not come under "LIFESTYLE".
wallpaper Jiu Jitsu Championship!
gcformeornot
04-16 08:23 PM
Hi,
After multiple requests to my employer, i finally was able to get a scanned copy of my I-140 approval notice. It's just the approval notice and not the original I-140.
My questions is, is that enough to port my PD in case i want to change my job and switch the company??
How can just copy of 140 approval enough. In order to port I think you need job title and description...
After multiple requests to my employer, i finally was able to get a scanned copy of my I-140 approval notice. It's just the approval notice and not the original I-140.
My questions is, is that enough to port my PD in case i want to change my job and switch the company??
How can just copy of 140 approval enough. In order to port I think you need job title and description...
spouse485
01-14 02:19 PM
Guys, can you clarify my doubts. thanks in advance.
1. I have got H-1B valid from Oct 1st, 2007, but I have not started working yet. I am going to India next month and want to come back using AP (obtined thru my husband's GC process). Will there be any problem at port of entry?
2. What should I tell at POE about my H-1B visa? Do I need show any pay stubs or employment letter?
3. Is it better to revoke my h-1B before I go to India to avoid this confusion ? If so, how do I revoke H-1B
1. I have got H-1B valid from Oct 1st, 2007, but I have not started working yet. I am going to India next month and want to come back using AP (obtined thru my husband's GC process). Will there be any problem at port of entry?
2. What should I tell at POE about my H-1B visa? Do I need show any pay stubs or employment letter?
3. Is it better to revoke my h-1B before I go to India to avoid this confusion ? If so, how do I revoke H-1B
2011 in Brazilian Jiu Jitsu,
sanjeev_2004
08-22 11:36 PM
Check this out.....
http://www..com/usa-immigration-trackers/i485-tracker1/
There are people from India with PD 2005 whose I-485's have been approved lately.
It wont happen again. after encashing I485 checks USICS will start I140 PP again to keep cashing money. once I140 backlog will be done then they will earn from EAD renewals.
Enjoy EAD..........
http://www..com/usa-immigration-trackers/i485-tracker1/
There are people from India with PD 2005 whose I-485's have been approved lately.
It wont happen again. after encashing I485 checks USICS will start I140 PP again to keep cashing money. once I140 backlog will be done then they will earn from EAD renewals.
Enjoy EAD..........
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pd052009
03-10 11:48 AM
I would again suggest to go for paid Forum for everyone. Treat desi's like desi's.
Free means one gets all kinds of public answers hindering IV's efforts.
Dont mean to start the same conversation again, but Pappu - do give it a thought.
Thanks.
I think the current model( Free access to all, except donor forum) is fine. If the whole IV site is paid one, many people like me would not give a thought to spend a min in this site. I came here as a guest, started reading the forum posts. Later realized some threads like 485-Filing and EB2-EB3 predictions require membership. Once I find the membership is free, I registered as a member. After couple of months, I realized what IV could do with my contributions and then I became a donor. So we need free access to bring new members to the forum and to show how they can help IV to help themselves.
Free means one gets all kinds of public answers hindering IV's efforts.
Dont mean to start the same conversation again, but Pappu - do give it a thought.
Thanks.
I think the current model( Free access to all, except donor forum) is fine. If the whole IV site is paid one, many people like me would not give a thought to spend a min in this site. I came here as a guest, started reading the forum posts. Later realized some threads like 485-Filing and EB2-EB3 predictions require membership. Once I find the membership is free, I registered as a member. After couple of months, I realized what IV could do with my contributions and then I became a donor. So we need free access to bring new members to the forum and to show how they can help IV to help themselves.
chanduv23
02-23 02:11 PM
Chandu, my question is not whether HR dept can handle it properly or not.
My intention/question here is if an applicant is on H1 (most of the cases 5th or 6th yr of H1) and then loose the job and until he finds other job (has EAD but never used it) the applicant does not have payroll running during the break. then technically is he ok or does he has to maintain h1 status or does EAD protect him.
Coz until he finds a job and files for AC21 an applicant does not do any thing.
And what do you mean by satisfy AC21 criteria. unless you find a job you cannot file AC21....so during the gap (what is the status of this gap?...technically I am trying to find an answer. please point me to a link or document. If you are aware of it, else can IV find an answer to it)
"f you lost job on h1b and satisfy AC21 criteria then you are in pending AOS state and use EAD to work."
Chandu, thanks for at least answering my question.
Good luck for you!
EAD IS NOT A STATUS. EAD is given because you filed 485 and you are pending AOS, so you are permitted to stay till a decision has been made
My intention/question here is if an applicant is on H1 (most of the cases 5th or 6th yr of H1) and then loose the job and until he finds other job (has EAD but never used it) the applicant does not have payroll running during the break. then technically is he ok or does he has to maintain h1 status or does EAD protect him.
Coz until he finds a job and files for AC21 an applicant does not do any thing.
And what do you mean by satisfy AC21 criteria. unless you find a job you cannot file AC21....so during the gap (what is the status of this gap?...technically I am trying to find an answer. please point me to a link or document. If you are aware of it, else can IV find an answer to it)
"f you lost job on h1b and satisfy AC21 criteria then you are in pending AOS state and use EAD to work."
Chandu, thanks for at least answering my question.
Good luck for you!
EAD IS NOT A STATUS. EAD is given because you filed 485 and you are pending AOS, so you are permitted to stay till a decision has been made
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msp1976
10-16 10:50 AM
I thought i wouldn't marry till i get ma GC coz i didn't wanna gal to come n rot here without a job being on H4.
but now i've gotten so freakin old waitin for the GC n still waitin that i might not get a gal to marry.:eek: :eek:
well there are always other things to do for a H4 ..
At present My wife on her H4 is pursuing her Master's degree ... I donot need to tell you that I got a deep hole in my pocket..
Also I have heard some H4 spouses doing volunteering work..
Also you can have kids and get another piece of 'work' out of the way...If anyone has more ways of making the better of the situation let me know...
:p :D :cool: :cool: ;) :D
but now i've gotten so freakin old waitin for the GC n still waitin that i might not get a gal to marry.:eek: :eek:
well there are always other things to do for a H4 ..
At present My wife on her H4 is pursuing her Master's degree ... I donot need to tell you that I got a deep hole in my pocket..
Also I have heard some H4 spouses doing volunteering work..
Also you can have kids and get another piece of 'work' out of the way...If anyone has more ways of making the better of the situation let me know...
:p :D :cool: :cool: ;) :D
2010 Kids BJJ - Brazilian Jiu-Jitsu
dilbert_cal
04-11 12:46 PM
One of the immigration lawyers I talked to said that photocopy should be fine.
Photocopy of your I-140 approval is the only document required. One of my friend is going for a PD transfer next month - will keep the forum posted on how it goes.
Photocopy of your I-140 approval is the only document required. One of my friend is going for a PD transfer next month - will keep the forum posted on how it goes.
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superdoc
09-23 07:50 AM
I think your plan may work out just fine. I would make a couple of suggestions:
1. If you are taking LOA from original employer, for practical purposes (for USCIS), you are not employed with that employer any more (they go by pay stubs). But if doing so helps to avoid revocation of 140, go ahead and do it that way.
2. Because you will actually get your pay check from new employer, you are employed by them (and you will work on EAD with them, make sure that this is mentioned on your I-9 form). No matter how much ignorant your employer is, they will have to have I-9 on file and it must have your EAD (not H1).
3. After doing this, you will be on I 485 pending status (no longer on H status), and so make sure you have current EAD and AP all the time.
4. If something goes wrong with your I 485 (very unlikely); you will have to leave the country and enter back on H visa and work for H visa sponsoring employer (probably your old employer).
5. It is perfectly fine to not file AC21. AC21 is needed only if you do not plan to join original sponsoring employer after GC approval. However, if you do want to file AC21, you do not need much documentation from your new employer. It just needs the simple letter stating your job position as a "physician" and brief job duties (briefer the better!) and salary (should be proportional or higher). If you do not file AC21, you may just keep that documentation on file with your attorney (which I would do to be on safe side). The implication of having this is as follows:
--If you have this documentation (even if not filed with USCIS), at the time of approval of your GC you will have the option of just staying with new employer or going back to original employer.
--If you do not have this, you will have to go back to original employer after GC approval with a "good faith intention of permanent job".
PM me if you have questions about what I said above, and I will be happy to talk to you.
Good Luck.
FYI -- what is I-9 and what does the employer need to do for that?
1. If you are taking LOA from original employer, for practical purposes (for USCIS), you are not employed with that employer any more (they go by pay stubs). But if doing so helps to avoid revocation of 140, go ahead and do it that way.
2. Because you will actually get your pay check from new employer, you are employed by them (and you will work on EAD with them, make sure that this is mentioned on your I-9 form). No matter how much ignorant your employer is, they will have to have I-9 on file and it must have your EAD (not H1).
3. After doing this, you will be on I 485 pending status (no longer on H status), and so make sure you have current EAD and AP all the time.
4. If something goes wrong with your I 485 (very unlikely); you will have to leave the country and enter back on H visa and work for H visa sponsoring employer (probably your old employer).
5. It is perfectly fine to not file AC21. AC21 is needed only if you do not plan to join original sponsoring employer after GC approval. However, if you do want to file AC21, you do not need much documentation from your new employer. It just needs the simple letter stating your job position as a "physician" and brief job duties (briefer the better!) and salary (should be proportional or higher). If you do not file AC21, you may just keep that documentation on file with your attorney (which I would do to be on safe side). The implication of having this is as follows:
--If you have this documentation (even if not filed with USCIS), at the time of approval of your GC you will have the option of just staying with new employer or going back to original employer.
--If you do not have this, you will have to go back to original employer after GC approval with a "good faith intention of permanent job".
PM me if you have questions about what I said above, and I will be happy to talk to you.
Good Luck.
FYI -- what is I-9 and what does the employer need to do for that?
hair Everyone loves a Jiu Jitsu
rameshvaid
09-22 09:25 PM
Called 3 from Ohio and left messages. I will call most of them tonight.
RV
RV
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caforum2
10-16 10:03 AM
I thought i wouldn't marry till i get ma GC coz i didn't wanna gal to come n rot here without a job being on H4.
but now i've gotten so freakin old waitin for the GC n still waitin that i might not get a gal to marry.:eek: :eek:
If you marry a girl after geting greencard you have to wait 5 years to bring her to US. So better yet, marry after you get citizenship :D which might be when you are ready to collect your social security
but now i've gotten so freakin old waitin for the GC n still waitin that i might not get a gal to marry.:eek: :eek:
If you marry a girl after geting greencard you have to wait 5 years to bring her to US. So better yet, marry after you get citizenship :D which might be when you are ready to collect your social security
hot Jiu-Jitsu master nicknamed
rpatel
05-11 03:33 PM
http://www.nytimes.com/2006/05/11/washington/11cnd-immig.html
Senate Leaders Expect Immigration Bill Next Week
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By DAVID STOUT
Published: May 11, 2006
WASHINGTON, May 11 � Senate leaders said today that they had broken a political stalemate and would bring to the floor next week an immigration bill that could put millions of illegals on the road to eventual American citizenship.
Its a positive developement indeed but looking at the tone of both, Reid and Frist it seems their primary motivation is to "show" that they are not sitting on the issue but doing "something"...in other words a genuine concern for the plights of immigrant in waiting (both legal and illegal) doesn't seem to be the driving force but rather both parties are looking for bragging rights on the issue come november elections.....
Any ways I guess being positive would be the best approach for us...who cares what the law maker's real motivation is aslong as we get a legislation that's favorable to us...Njoy
Senate Leaders Expect Immigration Bill Next Week
Sign In to E-Mail This Print Reprints Save
By DAVID STOUT
Published: May 11, 2006
WASHINGTON, May 11 � Senate leaders said today that they had broken a political stalemate and would bring to the floor next week an immigration bill that could put millions of illegals on the road to eventual American citizenship.
Its a positive developement indeed but looking at the tone of both, Reid and Frist it seems their primary motivation is to "show" that they are not sitting on the issue but doing "something"...in other words a genuine concern for the plights of immigrant in waiting (both legal and illegal) doesn't seem to be the driving force but rather both parties are looking for bragging rights on the issue come november elections.....
Any ways I guess being positive would be the best approach for us...who cares what the law maker's real motivation is aslong as we get a legislation that's favorable to us...Njoy
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house Beautiful and sexy Jiu Jitsu
hebron
06-30 12:43 PM
Only when the democratic party weakens things can move forward for the skilled (EB- GC ) folks. Democratic party is never for skilled immigratiion, it is all for illegal masses only.
Agree 100%. Atleast when Bush was in office there were bills introduced that encouraged skilled immigration Eg: Those who have been around for a while would remember the Cornyn-Kyl bill from 2005.
Everybody likes to talk about the Clinton era, but don't forget that Republicans had majority then. So we may see good things happen after the November 2010 elections if dems lose majority in both house and senate. And it will be good for Mr.Bamster to govern from the center going forward than to hang out with the far-left, may even fetch him another 4 years.
Agree 100%. Atleast when Bush was in office there were bills introduced that encouraged skilled immigration Eg: Those who have been around for a while would remember the Cornyn-Kyl bill from 2005.
Everybody likes to talk about the Clinton era, but don't forget that Republicans had majority then. So we may see good things happen after the November 2010 elections if dems lose majority in both house and senate. And it will be good for Mr.Bamster to govern from the center going forward than to hang out with the far-left, may even fetch him another 4 years.
tattoo Jiu Jitsu at Home Aug 14,
singhsa3
08-13 08:22 PM
Can I call u at some number?
The date is June 1st. Also, there were 1M+ applications before June 1st,
IV grassroot effort (flower campaign and SJ rally) were a very important reason for retraction of July Visa Bulletin.
The date is June 1st. Also, there were 1M+ applications before June 1st,
IV grassroot effort (flower campaign and SJ rally) were a very important reason for retraction of July Visa Bulletin.
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vivekm1309
03-18 10:18 AM
USCIS teleconferences for March are as follows:
�Requests for Evidence (RFEs): How Do They Affect You?�
Friday, March 28, 2:00-3:00 EST
�The Green Card Production Process: How Is The Process Working For You?�
Friday, March 28, 3:30-4:30 EST
We look forward to hearing your comments, thoughts, and suggestions for improvement as well as any best practices you have noticed.
To participate in these calls, please RSVP to cisombudsman.publicaffairs@dhs.gov. Please also indicate how you learned about the program as well as the city and state from which you are calling. We will acknowledge your RSVP and provide the call-in information before the calls.
If you are unable to participate in these calls, stay tuned for similar upcoming programs which will be posted on our website, www.dhs.gov/cisombudsman. Also, if you have a topic of interest for a future call, please send it to cisombudsman.publicaffairs@dhs.gov.
To receive automatic notifications about changes to our website, please sign up on our website at www.dhs.gov/cisombudsman.
We appreciate your participation,
CIS Ombudsman�s Office
�Requests for Evidence (RFEs): How Do They Affect You?�
Friday, March 28, 2:00-3:00 EST
�The Green Card Production Process: How Is The Process Working For You?�
Friday, March 28, 3:30-4:30 EST
We look forward to hearing your comments, thoughts, and suggestions for improvement as well as any best practices you have noticed.
To participate in these calls, please RSVP to cisombudsman.publicaffairs@dhs.gov. Please also indicate how you learned about the program as well as the city and state from which you are calling. We will acknowledge your RSVP and provide the call-in information before the calls.
If you are unable to participate in these calls, stay tuned for similar upcoming programs which will be posted on our website, www.dhs.gov/cisombudsman. Also, if you have a topic of interest for a future call, please send it to cisombudsman.publicaffairs@dhs.gov.
To receive automatic notifications about changes to our website, please sign up on our website at www.dhs.gov/cisombudsman.
We appreciate your participation,
CIS Ombudsman�s Office
dresses Brazilian Jiu Jitsu Blackbelt
shouldIwait
07-17 06:51 PM
This is a good discussion. Hope others benefit from it !
I recently purchased 250K term-insurance policy for $11.66 per-month from NY Life. I'm 30 yrs old and qualified for their top-level health rate (eating right and exercise has financial benefits !). I guess they are the only good ones who sell policies to H1. Also, my policy has terminal illness coverage meaning that they'll pay out the amount in-case of terminal illness even if I'm not dead. I have another 100K coverage from employer (no cost). I'm not covering 10 times my current salary but I'm calculating by using equivalent Indian salary and not US. I consider myself amply covered. Also, my policy will remain active even if I decide not to wait for GC and move to India.
Now my 2 cents about Term vs. Whole Life debate. It doesn't make any sense to buy whole-life at young age. But since the cost of term maybe prohibitively high at 60+ one should convert to whole-life at some point unless one can find/buy a fixed rate policy till 80 or something (plan to die a little b4 that :D )
I recently purchased 250K term-insurance policy for $11.66 per-month from NY Life. I'm 30 yrs old and qualified for their top-level health rate (eating right and exercise has financial benefits !). I guess they are the only good ones who sell policies to H1. Also, my policy has terminal illness coverage meaning that they'll pay out the amount in-case of terminal illness even if I'm not dead. I have another 100K coverage from employer (no cost). I'm not covering 10 times my current salary but I'm calculating by using equivalent Indian salary and not US. I consider myself amply covered. Also, my policy will remain active even if I decide not to wait for GC and move to India.
Now my 2 cents about Term vs. Whole Life debate. It doesn't make any sense to buy whole-life at young age. But since the cost of term maybe prohibitively high at 60+ one should convert to whole-life at some point unless one can find/buy a fixed rate policy till 80 or something (plan to die a little b4 that :D )
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makeup Brazilian Jiu-jitsu or
sidchhikara
05-14 03:21 PM
In America - anybody can say a racial slur against you and they will not be prosecuted under law - you can also do the same without fear of prosecution. Although both of you might loose your jobs because you work for a private company - they have the right to fire anybody they want. First and foremost - please respect the freedom of speech - words dont kill!
Here are a few things that might help shut up folks who talk against you...
1) There is no reason to be overly sentimental about anything (being sentimental and having a sense of entitlement is a desi trait that needs to be gotten rid of as soon as you get off that plane at the airport - it is something that should not have been there in the first place. You are not special, this is not your country, the ppl over here are not dumb, you are here on business and maintain that attitude. If somebody misbehaves with you tell outside of work, them to f*** off - if somebody does that at work - you can reply to them without using abusive language - because abusive language might get you fired. If you HR is effective complain to them - but I prefer to handle it at an individual level - because I am not scared - thats the beauty of America)
2) Dress properly - get a haircut and dont use cooking oil instead of gel. Get rid of the moustache if you have one. Make sure you dont stink. Dressing up smartly elevates your image - remember this country is very image conscious - which I think it should be. Dressing nicely and smelling good will not hurt anybody. To all desi women - please get rid of all the facial + body hair that is visible. Please wear makeup - because you may not be naturally beautiful. Donot act like slobs - nobody likes that.
3) Respect boundaries and dont make other ppl smell your food.
4) Be positive in your attitude, improve your communication skills and dont act servile.
5) Most desis are hard working and responsible people - nothing should hold them back - not certainly the need for an image makeover.
All fellow desis take care and enjoy your life here - life is too short to be depressed about the green card everyday. Most important thing is you stay happy everyday - here or in India.
Here are a few things that might help shut up folks who talk against you...
1) There is no reason to be overly sentimental about anything (being sentimental and having a sense of entitlement is a desi trait that needs to be gotten rid of as soon as you get off that plane at the airport - it is something that should not have been there in the first place. You are not special, this is not your country, the ppl over here are not dumb, you are here on business and maintain that attitude. If somebody misbehaves with you tell outside of work, them to f*** off - if somebody does that at work - you can reply to them without using abusive language - because abusive language might get you fired. If you HR is effective complain to them - but I prefer to handle it at an individual level - because I am not scared - thats the beauty of America)
2) Dress properly - get a haircut and dont use cooking oil instead of gel. Get rid of the moustache if you have one. Make sure you dont stink. Dressing up smartly elevates your image - remember this country is very image conscious - which I think it should be. Dressing nicely and smelling good will not hurt anybody. To all desi women - please get rid of all the facial + body hair that is visible. Please wear makeup - because you may not be naturally beautiful. Donot act like slobs - nobody likes that.
3) Respect boundaries and dont make other ppl smell your food.
4) Be positive in your attitude, improve your communication skills and dont act servile.
5) Most desis are hard working and responsible people - nothing should hold them back - not certainly the need for an image makeover.
All fellow desis take care and enjoy your life here - life is too short to be depressed about the green card everyday. Most important thing is you stay happy everyday - here or in India.
girlfriend Jiu Jitsu Girl Tile Coaster
hiralal
08-11 05:51 AM
I know EB / India would be disappointed but somehow it seems that this is a genuine bulletin - the reason is that family category dates have moved. I wish USCIS would have a exact date when they would release their bulletin
hairstyles It#39;s a Jiu-Jitsu championship
RandyK
10-05 10:39 AM
.
rameshvaid
03-15 09:49 PM
Dude, I am telling you again. Expungement will not help him w.r.t immigration matters (which includes entering USA).
Even when he gets his criminal record expunged, for all immigration matters, he needs to provide information about his conviction and an explanation.
He need not to declrae at the POE unless he is asked for..
RV
Even when he gets his criminal record expunged, for all immigration matters, he needs to provide information about his conviction and an explanation.
He need not to declrae at the POE unless he is asked for..
RV
subnet75
02-15 09:39 PM
Iam also in Same bote , three years Degree with 2 years PG diploma with 14 years of industry experiance , Planning to do MBA , which i am looking for cheapest and fast.
can any one see this Western Governors University (wgu.edu) got a MBA in IT. looks per sem... they are charging flat $3000.00. Is this ok to get MS from here (Distance Education) , or not suggestable with this University. All am looking for just to move EB2.
Appreciate any Suggestions.
thanks,
Rao
can any one see this Western Governors University (wgu.edu) got a MBA in IT. looks per sem... they are charging flat $3000.00. Is this ok to get MS from here (Distance Education) , or not suggestable with this University. All am looking for just to move EB2.
Appreciate any Suggestions.
thanks,
Rao
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